Auto Insurance and Roadside Assistance

From a flat tire on a busy highway to a dead battery in a parking lot, vehicle troubles can arise when least expected. While auto insurance can help cover accidents and vehicle damage, adding roadside assistance can provide security and convenience.

What Is Roadside Assistance?

Roadside assistance is an auto insurance endorsement offered by many auto insurance companies that may help motorists whose vehicles have suffered a mechanical failure significant enough to leave them stranded. Commonly included services may include the following:

• Towing—If your car can’t be safely driven, it can be towed to a nearby garage.
• Battery service—If your car’s battery dies, a service provider can come to jump-start it.
• Flat tire change—If you have a spare tire, a service technician can replace a flat tire.
• Lockout service—You may have assistance if you lock your keys inside the vehicle.
• Fuel delivery—If you run out of gas, a small amount of fuel can be delivered to get you to the nearest gas station.
• Winching service—Winching services may be provided if your car is stuck in mud, snow, water or sand within a reasonable distance off a public road.

Some auto insurers offer comprehensive roadside assistance plans that go beyond basic services. These might include trip interruption coverage, which can help cover the cost of lodging and food if you’re stranded away from home, adding another layer of financial protection when you’re on the road.

Why Combine Roadside Assistance With Auto Insurance?

Integrating roadside assistance with your auto insurance policy can provide several benefits, including the following:

• Adding roadside assistance to an existing auto insurance policy may be less expensive than purchasing a standalone roadside service plan from a motor club or other external provider.
• Having roadside assistance as part of your auto insurance package consolidates your services under one provider, making it easier to manage your car’s safety and maintenance needs.
• Knowing that help is just a phone call away can make driving less stressful, knowing you won’t be left stranded in case of vehicle trouble.

Contact Us

Combining roadside assistance with your auto insurance policy enhances your coverage, bringing invaluable help when you need it most. Contact My Insurance Store in Cleburne, Texas, to learn more about your roadside assistance options and get a personalized auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.